CSA Vacation Ownership Insurance

Protect Your Timeshare Vacation for as Little as $49.
CSA's Vacation Ownership Insurance is travel insurance and assistance services with coverage tailored to timeshare owners.  The plan reimburses your prepaid, non-refundable maintenance and exchange fees if you can't travel.  In addition, it also provides roadside assistance, Identity Theft Recovery Services, 24-Hour Emergency Assistance Services and Concierge services to enhance your travel experience.

 

Why Should You Buy CSA Vacation Ownership Insurance?
Because even the best-planned timeshare vacation can be impacted by the unexpected:

• You or a family member develops an unexpected sickness or injury, causing everyone in your traveling party to cancel the trip.
• You're involved in a traffic accident on the way to your destination.
• A snowstorm strands you at home or the airport, delaying your trip.
• Your personal home residence is made uninhabitable due to a hurricane or natural disaster.
• A mandatory hurricane evacuation prevents you from traveling or forces you to return home early.

 

What Do You Receive?

 

The following coverages and services are included with each CSA Vacation Ownership Insurance plan.

 

Maintenance and Exchange Fee Cancellation and Interruption
Provides reimbursement for the amount of unused, prepaid, forfeited, nonrefundable maintenance and exchange fees insured if the vacation owner is prevented or delayed from taking their Trip due to a covered reason.

Travel Delay
Provides coverage if you are delayed during a trip for more than 12 hours due to a covered reason.

Travel Accident (Accidental Death and Dismemberment)
Provides coverage for loss of limb or life in the event of an accident while traveling, or within 180 days after the accident due to the direct result of that accident.

Emergency Medical Transportation
If you or anyone in your traveling party become sick or injured on your trip, our designated assistance provider will arrange for and transport you to the nearest suitable medical facility and provide assistance to return home.

Baggage and Personal Effects
Reimburses for direct loss, theft, damage or destruction of your baggage, passports or visas during your covered trip.

Baggage Delay
Reimburses the cost of additional clothing and personal items if your baggage is delayed for more than 24 hours.

24-Hour Emergency Assistance Services (Provided by CSA's Designated Provider)_
CSA's renowned worldwide 24-Hour Emergency Assistance Services including medical and legal referral, emergency prescription refill, emergency cash transfer assistance and more.

Roadside Assistance (Provided by CSA's Designated Provider)
While traveling to and from your vacation property in the United States, you can call a toll-free number to receive emergency roadside assistance.

Identity Theft Recovery Service (Provided by CSA's Designated Provider)
Provides fast and responsive recovery support to victims of identity theft by contacting credit reporting agencies and assisting in reporting fraudulent activities.

CSA's travel insurance products are currently underwritten by Stonebridge Casualty Insurance Company, a member of the Aegon Insurance Group. Stonebridge Casualty Insurance Company is rated "A-" (Excellent) by A.M. Best Company for financial strength and operating performance. (Ratings and analysis for 2007)

 

Travel Protection Q & A

 

Q: Why should I buy the plan?

A: Covered reasons for trip cancellation include illness, injury or death of a family member or traveling companion; traffic accident en route; transfer of employment 250 miles or more; involuntary termination of employment or layoff; mandatory hurricane evacuations; terrorism; and your home made uninhabitable by hurricane or other natural disaster. Contact us for a complete copy of the Policy/Certificate of Insurance.

Q: Who can purchase the plan?
A: CSA Vacation Ownership Insurance is available to ATVC members who are residents of the United States or to non-U.S. resident members for travel to the US if the insurance is purchased through ATVC.

Q: What will I need to do if I must cancel my trip?
A: First, notify ATVC that you are canceling. Then call CSA toll-free at 800-541-3522 to request a form.

Q: What will I need to do if I must cancel my trip?
A: If you purchase this plan and are not completely satisfied, simply return your Description of Coverage to ATVC within 10 days of receipt.  Include a letter indicating your desire to cancel. If you haven't already left on your trip, you will receive a full refund.